Title
Social identity and the formation of health insurance networks
Author
Faculty/Department
Institute of Development Policy and Management
Publication type
article
Publication
London ,
Subject
Sociology
Source (journal)
The journal of development studies. - London, 1964, currens
Volume/pages
47(2011) :8 , p. 1152-1177
ISSN
0022-0388
1743-9140
ISI
000295358100003
Carrier
E
Target language
English (eng)
Full text (Publishers DOI)
Abstract
In a panel survey of an informal insurance network in Tanzania we find none of the tell-tale signs that insurance transfers follow reciprocal risk sharing arrangements among self-interested individuals: insurance remittances do not occur through informal loans; transfers are not regressive; and they do not fall when shocks are repeated over time. The evidence of unreciprocated transfers occurring between kin is suggestive of risk sharing based on altruism or social norms.
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