Title
Protecting households from catastrophic health spending Protecting households from catastrophic health spending
Author
Faculty/Department
Faculty of Applied Economics
Publication type
article
Publication
Millwood, N.Y. ,
Subject
Economics
Source (journal)
Health affairs. - Millwood, N.Y.
Volume/pages
26(2007) :4 , p. 972-983
ISSN
0278-2715
ISI
000248119500009
Carrier
E
Target language
English (eng)
Full text (Publishers DOI)
Abstract
Many countries rely heavily on patients' out-of-pocket payments to providers to finance their health care systems. This prevents some people from seeking care and results in financial catastrophe and impoverishment for others who do obtain care. Surveys in eighty-nine countries covering 89 percent of the world's population suggest that 150 million people globally suffer financial catastrophe annually because they pay for health services. Prepayment mechanisms protect people from financial catastrophe, but there is no strong evidence that social health insurance systems offer better or worse protection than tax-based systems do
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